Terms of Service

These Terms of Service ("Terms") govern your access to and use of MaveriQ InsurTech's website, products, and services ("Services"). By accessing or using our Services, you agree to be bound by these Terms.

1. Definitions

• "MaveriQ" refers to MaveriQ InsurTech Ltd, its affiliates, and subsidiaries.
• "Services" means all products, software, services, and websites provided by MaveriQ.
• "User" means any individual or entity that uses our Services.
• "Content" means text, graphics, images, software, and other materials.

2. Account Registration

To access certain Services, you may need to register for an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Be responsible for all activities under your account
• Notify us immediately of any unauthorized use

3. Acceptable Use

You agree not to misuse our Services, including by:

• Violating any laws or regulations
• Infringing on intellectual property rights
• Distributing malware or harmful code
• Attempting to gain unauthorized access
• Interfering with the Services' operation
• Engaging in fraudulent activities

4. Intellectual Property

All Services and Content are owned by MaveriQ and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to access and use our Services for their intended purposes.

You may not modify, distribute, sell, or create derivative works without our express written permission.

5. Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our Services, you consent to our collection and use of data as described in the Privacy Policy.

6. Service Modifications

We reserve the right to modify, suspend, or discontinue any part of our Services at any time without notice. We may also impose limits on certain features or restrict access to parts of our Services without liability.

7. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Services will cease immediately.

8. Disclaimers

Our Services are provided "as is" without warranties of any kind, either express or implied. MaveriQ does not warrant that:

• The Services will be uninterrupted or error-free
• Defects will be corrected
• The Services are free of viruses or other harmful components

We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by law, MaveriQ shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including:

• Loss of profits
• Loss of data
• Business interruption
• Personal injury
• Property damage

Our total liability for any claims under these Terms shall not exceed the amount you paid us to use the Services.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya, without regard to its conflict of law provisions.

11. Changes to Terms

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date.

Your continued use of our Services after any changes constitutes acceptance of the new Terms.